Second Chance Finance

Bad Credit & No Credit Car Loans Near St. Louis, MO

No Credit? Bad Credit? Don't Let That Keep You From Buying a used Car near Saint Louis, Missouri! At Lane 1 Motors, we understand that not everyone boasts a high credit score. And while you may have bad credit history or no credit at all, our team doesn't believe that these qualities should keep you from buying a car. That's why, when you visit our used car dealership near St. Louis, MO, our team will be eager to help you get the financing you need to purchase one of our many, quality used cars.

Whether you've recently faced bankruptcy, repossession or simply have no credit history at all, the Lane 1 Motors team is here to help you secure an affordable car loan. To begin your shopping experience with the Lane 1 Motors team, we encourage you to use our auto financing calculator. Then, once you've found a monthly payment that you would be comfortable with, browse our used car inventory listings to find a vehicle that fits within your budget. Finally, take a moment to fill out our guaranteed credit application so our team can get to work getting you the financing and loans that you need.  If you live in St. Charles, Florissant, Hazelwood, or, O'Fallon, MO, we're ready to help you get approved today.

If you're interested in learning more about bad credit auto loans or no credit auto loans, we invite you to visit the Lane 1 Motors showroom today. Our team specializes in offering loans to those with bad credit or no credit at all and we look forward to doing the same for you. Don't let a bad credit score keep you from hitting the road with the car of your dreams. Stop by the Lane 1 Motors showroom today and let our team help you get the financing you need.


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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.