LANE 1 MOTORS BLOG - ST. LOUIS, MO

The Best St. Louis Cars for Driving Uber or Lyft

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Uber and Lyft rides are becoming more and more common in the greater St. Louis area. If you haven't personally pulled out your smartphone to order a ride, more than likely you've shared one with a friend--or, found yourself wishing you had ordered one when the walk home turns out to be a lot longer than you thought.

You might be thinking about joining the hordes of local St. Louis drivers who have signed on to drive for one--or both--of these companies. We can help.

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Good Credit Can Start While You're Still in School

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College is a time of new beginnings; finding yourself; carving new paths.

It's also a really great time to start building good credit--even if you're not planning to need a good score anytime soon.

Having good credit affects more than just your ability to buy a house (years down the road), and we'll tell you why having solid credit should start now, and how you can do it without drastically changing your lifestyle.

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Freshman or Senior Year, You Can Head Back to School with Your Own Car

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School will be ramping back up in universities and colleges all over the greater St. Louis area--including local campuses like Jefferson College, SLU, Maryville University, UMSL, SCC, and Lindenwood University--and that means that there's a lot of back-to-school shopping going on.

But, whether you're a freshman heading up for your first year, or a senior starting to plan out your future life, you could add "my first car" to that shopping list, right above "pens" and "new laptop sleeve".

 

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Must-Know Car Financing Terms: Speak the Lingo


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If you're a seasoned veteran of the car-buying world, you probably know a thing or two about what to look for in a vehicle--but even if you've bought and sold a ton of cars, if you've been dealing in cash, you might not be as confident with navigating the world of car financing.

Our blog is chock full of resources and articles about used car loans, bad and no credit, and general financing tips. But for this article, we wanted to step back a bit and look at some of the terminology around buying a car with…

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Used Cars Under $10,000 for Sale Near STL

 

How much have you saved up for your next car?

$2,000? $1,000? $500? Less?

While there are some super-savvy savers out there who have a nice nest egg ready to go as a down payment (or cash buy) for their next pre-owned vehicle in St. Louis, there are plenty of shoppers who aren't going into the car-buying process with much in the saving account. And that's ok! That’s what we're here for.

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What is My Used Car's Kelley Blue Book® Value?

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If you're gearing up to sell your car, truck, or SUV in the St. Louis area, you're likely starting to look around at used car prices for similar vehicles to see what you charge for it. Ask for too much, and it'll take forever to actually sell it.

Ask for too little, though, and you won't be getting a very fair deal.

Finding the right balance for pricing won't just help you sell your vehicle faster, it'll help you be more confident in your transaction, whether you're selling it to a private party…

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How a New Credit Card Could Help--or Hurt--Your Credit Score

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With so many great credit card options out there right now, you may be really tempted to apply for your first card, or add a new card to the collection in your wallet.

But, you'll want to know exactly how opening a new credit account can affect your score, both in the short term and in the long run, before you make any final decision.

There are compelling reasons for and against getting a new credit card, and we're going to talk about all of them so you can feel good about the choice that you make, no…

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Trade-in vs Refinance: What's Best for Your Car Loan?

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Your car loan.

That pesky bill that hangs around month after month. If your current car loan has saddled you with high interest rates and expensive monthly payments, it's time to find a way out.

Two of the easiest and safest options for getting out of an unaffordable car payment are trading in the car for a different, more affordable vehicle--or, choosing to refinance your loan through the bank and get better rates.

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This One Thing Could Change Your Credit for Good

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Although there are a lot of great tips for keeping your credit on the up-and-up, there's one big rule that will make all the difference in the health and stability of your credit history and corresponding scores:

Make payments on time, all the time.

Month over month and year over year, timely payments are the most important thing that will be able to have a big positive impact on your credit.

Remember, though--anything that has a big positive impact when done well, can have a big negative impact if it's not done.
 

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5 Vehicles You Should Definitely Buy Used

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There are a few vehicles out there that hold onto value with such an unyielding grip that is actually is fairly financially smart to buy them new, and get the full benefits of that value.

However, those cars and SUVs tend to be rare in the automotive market, and they tend to be really specific models--like the Jeep Wrangler, the Subaru WRX, the Toyota 4Runner, and other "legacy" icons that seem to never go out of style.

Then, there are others.

Models that are upgrading and changing so often that used versions depreciate more than the average within the first…

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