LANE 1 MOTORS BLOG - ST. LOUIS, MO

How Will You Use Your Tax Refund This Year?

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Whether you have your eye on plane tickets, or a new TV, or the newest smartphone for when your tax return check comes in, you're definitely thinking hard about the best way to use your money.

But, if you want to use your tax refund the most to your advantage, think about how you could put that money--whether it's $300 or $3,000--toward your car loans.

That tax money could be what gets you into the budget-friendly sports car that you've had your eye on. See how.

 

 

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Responsible Car Buying Starts With the 20/4/10 Rule

 

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If you're shopping on a budget, you may think that you need to scrape the bottom of the barrel to find a vehicle that you can afford.

But, if you follow the 20/4/10 Rule--a guideline recommended by experts from every corner of the financial industry--you may be surprised by how much car you can afford.

And, when you shop with Lane 1 Motors, you'll be surprised by how many options there are in your price range.

Check out what's recommended by the 20/4/10 rule, and see if an affordable pre-owned car is…

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How to Check Your Credit Online for Free

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Knowing your credit scores--and getting a look at your most recent credit report--can significantly change the way you shop for an auto loan in St. Louis. Especially if you have bad credit or if you have no credit.

But if you want that info straight from the source (Experian, Equifax, and TransUnion) you often have to pay for it. And for many of our local clients shopping for an affordable car loan, shelling out $20-40 for every single report is not a feasible option.

Fortunately, there is a solution! Free credit reports, as well as free credit scores, are readily…

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Do You Have Credit Resolutions for 2018? Here's Why You Should

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Make Your Resolution for Better Credit Now

 

Many of us make resolutions for the New Year--typically for fitness or diet, to adventure or travel more, to be kinder, or to take risks in search of rewards. Whether we follow them or not, that's another story.

But making a New Year's resolution to work toward better credit--or to establish good credit from nothing--is easier than you might think (especially with our AutoCenters credit tip blogs!), and it's definitely something you should have on your list.


 

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Got an Old Paid-Off Loan? Leave It on Your Report!

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Did you know that having "old" accounts on your credit report are actually good for your credit score?

If you're shopping around for a bad-credit car loan in St. Louis to get a new set of wheels, you may be tempted to find a way to erase those old accounts--even if they've been paid off--from your history.

But, since a decent part of your credit score is based on the number of accounts open (not too many & not too few is right where you want to be) and the average age of all of the accounts present on…

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Things to Do in St Louis This Holiday Season

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Whatever your perfect winter season looks like in Missouri, you can find a fun, local event around St. Louis to enjoy with friends and family.

If there's anything we love more than helping bad-credit and no-credit buyers find a car they'll love, it's celebrating the most magical month of the year. Here are four fun and family-friendly events to check out near St. Louis this December. What are you most looking forward to?

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First-Time Buyers in St. Louis Can Still Get a Great Used Car

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You're a student, ready to buy their first car before college. Or, you've been borrowing friends' and partners' cars for years and it's now time to get your own wheels. Or, you've been a faithful user of the public transportation system all around St. Louis but now you need a bit more mobility.

Whatever your reason for getting a car now, the financing team at Lane 1 Motors can work with you to get the best first car for your unique needs: commuting, traveling to and from college, or just enjoying the freedom of the open…

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Get Started on the Snowball Effect Before the First Flakes Fly

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If you have bad credit in St Louis, that more than likely means that you have a few too many accounts that seem larger than you can handle, and trying to pay all of them off at once can make you feel completely overwhelmed.

We have a great credit tip to help you start paying off your accounts without needing to make any major lifestyle changes.

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Tips to Build Credit: Consistent Payments

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Lane 1 Motors is a proud partner of the AutoCenters Dealer Group

 
In this fast-paced and modern world, it can be hard to remain consistent. But, consistency and patience are key to building many great things--in particular, your credit. The team at Lane 1 Motors has a lot of experience working with St. Louis-area drivers who had bad credit, no credit, or just less-than-perfect credit. And while we've talked about building your bad credit in the past, we know that we need to do more for our community members to feel confident on their path to financing ease.
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Upfit Your Used Car in O'Fallon by Saving on Price

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What's the best part of saving hundreds or thousands of dollars on a great used car in O'Fallon from Lane 1 Motors?

You can pocket those savings--or, you can turn them around and utilize that cash to outfit your vehicle to your heart's content.

It's very common for drivers on a budget to choose a pre-owned vehicle that's a few years old for their purchase when they know they're going to be doing some custom work on it--or, if performing some amount of customization or upfitting is actually going to be cheaper than buying…

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